Wednesday, August 26, 2020

Fort Sumter1 essays

Stronghold Sumter1 papers It would be putting it mildly to state that the Civil War caused appalling slaughter and left a legacy of melancholy and sharpness in its way. This war is maybe the most awful ever. Its epic accomplishments and uncanny battles merit it as a life-changing occasion ever, yet a war that took more than 600,000 lives. It was the main war battled on American soil by Americans, and thus the Civil War has consistently of intrigue. Amusingly, yet as anyone might expect, the Civil War despite everything stays an interesting occasion in American history. Barely any pioneers have confronted choices as troublesome as those facing Abraham Lincoln and Jefferson Davis in April of 1861. In question was the loyalty of the northern level of slave states, faltering between the Union and their sister slave states. Past that, Lincoln needed to discover some approach to get all the states once more into the Union, and Davis to forestall it. This currently centered around Fort Sumter. With such a great amount of relying upon this Fort and the occasions encompassing the flare-up of the Civil War, it is basic to evaluate the shrewdness of Abraham Lincoln's choice to hold Fort Sumter, and Jefferson Davis' choice to take it. Situated on an island inside the harbor of Charleston, South Carolina, and garrisoned by less then 100 U.S. troopers, Fort Sumter was to both North and South an image of national expert in the states professing to have withdrawn (McPherson 264). The 40 foot block dividers that were eight to twelve feet thick were intended to have the option to prevent anything from leaving or entering the harbor (McPherson 264). On December 20, 1861, following quite a while of sectional clash, the individuals of South Carolina reacted to the appointment of the primary Republican president, Abraham Lincoln, by casting a ballot consistently in show to withdraw from the Union. Inside about a month and a half five different states-Mississippi, Florida, Alabama, Georgia, and Louisiana-followed South Carolina's model. From the get-go in February 1861 they met in Montgom... <!

Saturday, August 22, 2020

Criminal Law and Criminology Essay Example | Topics and Well Written Essays - 1000 words

Criminal Law and Criminology - Essay Example As might be deduced from the above expressed, the subjectivism/objectivism banter adequately reflects the existent pressure between the standards of deed and equivalent culpability. The objectivist camp accepts that criminal risk ought to be constrained to what the individual really did, while the subjectivist camp maintains the extension of criminal obligation towards the grasp of the individual's perspective. In like manner, the objectivist camp maintains the guideline of deeds and the subjectivist camp that of equivalent culpability.3 The intricate idea of winning criminal law lies it that it is neither one nor the other yet looks for the grasp of the two positions. This loans to a few inquiries, all of which consolidate to underscore the contentions intrinsic in the law of criminal risk. The first of these inquiries relates to the idea of mens rea. ... According to the objectivist and the subjectivist separate, there are two responses to this. The first characterize goal as inferring that the operator would fundamentally perpetrate an offense in conveying it out.6 The subsequent reaction expresses that goal should just be required for the lead and the outcome components, however not for the situation components, of criminal attempts.7 (Husak, 1997). Disparate reactions, intelligent of the objectivism/subjectivism separate, just exacerbate the complexities inalienable in the assurance of criminal risk inside the setting of the law of endeavors. Dissimilar understandings of the idea of endeavor, as outlined in the first passage, are tricky while thinking about the import of endeavor inside the setting of English criminal law. As Lord Goddard kept up in Whybrow [1951]8 goal [is] the standard element of the wrongdoing. Indeed, the Criminal Attempts Act of 1981 has exemplified this principle.9 As expressed in the Criminal Attempts Act of 1981, If, with goal to carry out an offense to which this segment applies, an individual does a demonstration which is more than just preliminary to the commission of the offense, he is liable of endeavoring to perpetrate the offence.'10 The suggestion here is clear. In the event that an individual means to burglarize a house yet comes up short, he/she will be held at risk for proposed theft and on the off chance that he/she intended to go into a house and slaughter its tenants, yet comes up short, he/she will be held blameworthy of endeavored murder. On the off chance that, then again, an indi vidual enters a nursing home with the aim to loot, while realizing without a doubt that whenever seen by any of the occupants, the resultant caution and stun could actuate a respiratory failure finishing in death, he/she may be held blameworthy of endeavored burglary in spite of his/her insight into

Friday, August 14, 2020

Creative Stress Relief Activities

Creative Stress Relief Activities Stress Management Management Techniques Print Creative Stress Relief Activities By Elizabeth Scott, MS twitter Elizabeth Scott, MS, is a wellness coach specializing in stress management and quality of life, and the author of 8 Keys to Stress Management. Learn about our editorial policy Elizabeth Scott, MS Updated on January 09, 2020 How Stress Impacts Your Health Overview Signs of Burnout Stress and Weight Gain Benefits of Exercise Stress Reduction Tips Self-Care Practices Mindful Living A good dog can be a great stress reliever. Here are some more that you may not have considered. Anthony Murphy/Moment/Getty Images Much has been written about the many effective ways to manage stress, such as meditation, breathing exercises, journaling, and other well-known strategies. Their benefits are proven, and theyre popular strategies for a reason. New Years resolutions often involve them, and adopting them as part of your daily life can add years to it. However, theyre not the only ways to relieve stress, and they may not even be the most effective ways for you to relieve stress. This is because the best stress management strategies are the ones that you enjoy enough to practice regularly.  If you dont actually have motivation for meditation, for example, or if journaling feels like work, you may not get any of the benefits of these strategies because you just wont do these things on a regular basis. Stress relievers that are truly enjoyable or that have built-in motivation features may be the best ones for you because theyre perhaps easier to incorporate into your life. Here are some that work well for many people: Playing With Pets For those who love animals, theres a special peaceful energy that comes from taking five or ten minutes to caress a cat or love up a dog. Other types of pets can be great stress-management tools as well: Fish, rabbits, and even rats can provide their own soothing benefits.  The best pets provide unconditional love and entertainment  and stay in our hearts as they help us remember to stay in the moment. How Having a Pet Affects Your Stress Levels Exercise Classes You probably already know that exercise is a great stress reliever, but creative exercise classes can provide you with extra help. The fun of learning something new can take your mind off your stressors, and the class atmosphere can foster a positive type of peer pressure to keep you wanting to show up - even when you really dont feel like working out.  Zumba, cardio kickboxing, and other classes can take the mind off of stress while helping promote health. Why You Should Exercise to Relieve Symptoms of Mental Illness Baking Many people really enjoy baking with their kids â€" its a fun tradition that helps parents and kids bond and stays in the present moment, and almost always ends in something warm and delicious. This can apply to many forms of baking, including classes or cooking with a spouse. Baking provides comforting aromas and soothing, repetitive motions to keep you in the now as youre baking and a delicious reward when youre done.  Put on an audiobook or some music if you dont have any helpers with you, and youll enjoy it even more! Laughter Seeking out situations that will bring out the laughter in you can help you relieve stress in a really fun way. Go ahead â€" be goofy! Consider the benefits to your health and well-being. Maintain a sense of humor about what stresses you, and youll be much less stressed by everything that life has to throw at you. How Laughter Can Relieve Stress Daydreaming Many people find themselves involuntarily daydreaming when bored at work. But visualizations are actually great for stress management as well, so daydream with pride! Vividly imagine your best memories, visualize your success or walk yourself through a peaceful walk on a secluded beach. Giving yourself a mental break in this way is a quick and fun way to step back from your stressors and start fresh. Visualization Techniques Can Help Manage Your Symptoms Sex! Now that youre paying attention, it should be mentioned that sex (with a worthy partner) can be a great stress reliever for several reasons, including lowered blood pressure, increased intimacy, and stress-relieving hormones. You may have an issue though if you find yourself too stressed for sex. How Sex Can Be Used as a Stress Management Technique

Sunday, May 24, 2020

The UF Symphony Orchestra Performance I Saw Essay - 604 Words

I attended the UF Symphony Orchestra performance where the theme was of 1809. The works of Haydn, Beethoven and Mendelssohn were performed. In my opinion the best piece was Symphony No. 101 in D Major â€Å"The Clock† by Joseph Haydn. The opening movement itself was Adagio-Presto. The slow introduction draws you into the music, making you listen for the different instruments and tones that come and go. It helps to create a base from which the music will take off. It allowed me to paint a picture and change it accordingly with the music. When the music goes from slow and solemn to joyful and playful-like it you can fell, see and hear the difference in the tone color and dynamics. In this movement we experience the rocket theme and the†¦show more content†¦The third movement is the Minuet Trio: Allegretto. This movement is the typical dance-like theme, with its playful melodies and flowing chords. The fourth and final movement is the Finale: Vivace. In this movement th ere are lots of runs, crescendos and decrescendos throughout. It may go from a few musicians playing to the whole orchestra joining in. The flute is dominant in some parts of the sections. The tempo is once again quick and lively, but still contains its balance and restraint. The concert environment is different from those of musical performances such as jazz or hip-hop. When entering the auditorium the musicians are onstage warming up and preparing themselves for the performance. The audience members find seats suitable for their listening needs. The lights begin to dim signaling that the concert is about to begin. When the house lights are officially off the audience becomes silent and so does the performers onstage. Specific instruments play a single not at a time to make sure they are in tune with their fellow members. Once finished the conductor appears and the audience applauds. Many people did not know concert etiquette. Majority were dressed in street clothes, some were text ing and others were talking. A few times during the performance people sitting in the front rows would leave there seats only to return a few minutes later. People also

Wednesday, May 13, 2020

A Case Study Of The Bank Of Mauritius Finance Essay - Free Essay Example

Sample details Pages: 8 Words: 2543 Downloads: 5 Date added: 2017/06/26 Category Business Essay Type Analytical essay Did you like this example? The central bank (CB) of a country is one that has the right and duty to lend money to the government and commercial banks, set monetary policies, supervise and regulate the activities of financial institutions, mainly banks (Kock 1974, p. 14). Clear differences exist between central banks and commercial banks.  [1]  The central bank of Mauritius, responsible for these functions, is known as the Bank of Mauritius. This chapter will focus mostly on the role and the position that the Central bank holds in a country such as Mauritius. The way the CB is organised and managed will help in understanding how the bank proceeds in ensuring compliance by commercial banks. History of the bank The Bank of Mauritius (BoM) was founded in September 1967 under the Bank of Mauritius Act, and was modelled on the Bank of England. The bank is led by a Governor, who is also the Chairman of the Board of Directors. The Governor is appointed by the actual President, on the reco mmendation of the Prime Minister, and is the principal representative of the Bank who is also responsible for its general supervision. The Governor is answerable to the Board of Directors, who is appointed by the finance minister. The bank was established in order to cater for the needs of a more developed and complicated financial system and monetary dealings. The BoM was formed with the help of senior officers of the Bank of England, along the line of the well-known Radcliffe Report as a separate organisation with a life of its own, capable of generating advice, views and proposals that are something more than a mere implementation of its superiors instructions.  [2]  In other words, the bank should be independent legally and politically. However, as pointed out by Chandran Jankee, associate finance professor at the University of Mauritius, the independence of the BoM is subject to some debate, since it is doubtful whether the government in power controls the bank or whethe r the bank is free from politics (Arouff 2009).  [3] After the creation of the BoM, our monetary system became more developed, such that the system moved from a Sterling Exchange Standard to that of a managed currency, implying that the flexible role of the monetary authority becoming more important.  [4]  The country gained more control over its currency. The BoM is not the only financial regulator of the country. The Financial Services Commission (FSC) is responsible for supervising non- bank financial institutions. There is interaction between the two regulators.  [5]  As stated by Mr. Meetarbhan (2007), the Joint Coordination Committee was launched in order to avoid conflicts between the two regulators, so that the two bodies work together to regulate the financial industry.  [6]  This union between the two regulators will lead to more efficiency and thus, the country will be in a better position to compete with other countries. Role, duty and functions of the Bank of Mauritius All CBs, including the Bank of Mauritius, have some common tasks. The principle of any regulatory authority in any economic and financial system is to primarily attempt to save troubled financial institutions.  [7]  According to the Bank of Mauritius Act 2004, the functions of the central bank are to: conduct monetary policy and manage the exchange rate of the rupee, taking into account the orderly and balanced economic development of Mauritius; regulate and supervise financial institutions carrying on activities in, or from within, Mauritius; manage, in collaboration with other relevant supervisory and regulatory bodies, the clearing, payment and settlement systems of Mauritius; collect, compile, disseminate, on a timely basis, monetary and related financial statistics; and manage the foreign exchange reserves of Mauritius.  [8] The goals of monetary policy include economic growth, low inflation and stability of the currency, high e mployment, interest rate and financial market stability amongst others (Presson and Tabellin 1995, p. 250). Without the involvement of the BoM in the setting of such objectives, the countrys financial situation and market would have been highly volatile, rendering the country not very attractive to invest in and uncompetitive. It is, furthermore, in charge of setting interest rates and controls the money supply. The bank will adjust its strategy depending on the economic situation of the country and the also the world economy. For instance, if the economy is in a period of economic prosperity, the bank will aim at a reduction in money supply in order to avoid inflation. It can do so by, for example, increasing the rate of interest. As a result, people will be more interested in saving money than spending, thus, reducing the money supply in circulation. Kock (1974, p. 34) declared that CBs fulfil the functions of agent, adviser of the Government and banker of both the latter and c ommercial banks.  [9]  The CB can also be considered to be the financial advisor of the government, as it helps in managing public debt and devise strategies and plans to reduce such debts. By so doing, the bank helps the government to sustain economic growth and tries to adjust any surplus or deficit in the Balance of Payment. This is one of the methods used by the central bank to control the value of the currency of the country. Another important function of the CB is the supervision and regulation of commercial banks, both domestic and offshore, under the Banking Act 2004. Nineteen banks fall under the regulation of the BoM. Additionally, it also supervise foreign exchange dealers and money changers, licensed under the Foreign Exchange Dealers Act as well as non-bank financial institutions authorised to take deposits under the Banking Act.  [10]  Freixas and Rochet (1998, p.257) claim that bank regulation is justified by market failures that can come from the presence of market power, the importance of externalities, or asymmetric information between buyers and sellers.  [11]  Without the supervision of the BoM, commercial banks may, for instance, launch a service which might be disadvantageous to their customers. They may even adopt dishonest practices to get rid of weak competitors. Commercial banks in Mauritius are regulated and supervised by the Bank of Mauritius under the Banking Act 2004 which replaced the 1988 Act, with a view to reinforce and modernise the regulatory and supervisory system as well as to provide for the legal framework for the establishment and operations of offshore banks domiciled in Mauritius.  [12]  The BoM and compliance officers of commercial banks normally work hand in hand. In order to be more efficient, the Banking Committee chaired by the Governor of the Bank and comprising Chief Executive Officers of banks formerly holding a Category 1 Banking Licence decided to set up a Committee between the Regulato r and the Compliance Officers (Committee) of those banks to serve as a platform for interaction on Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) issues.  [13]  The bank should ensure that financial institutions adopt policies and procedures designed to control and manage risks effectively. As the regulator, it should monitor system-wide factors that might have or potentially have a negative impact on the financial condition of financial institutions.  [14]  The BoM holds a major part in the compliance practices of other financial institutions.  [15] Powers of the BoM  [16] The powers of the CB of Mauritius are mainly set out in the section 6 of the Bank of Mauritius Act 2004. Contrary to what many people may believe, CBs are not all-powerful. They have limited powers to put their policies into effect because of many constraints, both economic and political. One of the powers of the BoM is to provide financial services and facilities (depo sits, lending money etc..) to the Government, institutions and funds controlled by the Government, to financial institutions, any statutory or corporate bodies as the Board may approve, and to the receiver and manager or the liquidator of any financial institution in liquidation. In general, the bank has the power to deal with anything regarding the foreign exchange reserve and market. It can adopt relevant policies to deal with the development and any fluctuation in the money market. The bank has also some discretionary powers for the sale and re-purchase of bonds, treasury bills and any type of securities; in other words, it has the capacity of raising funds for the government. Besides of raising fund from the public, it can also borrow money from international institutions like the World Bank and the International Monetary Fund for any project which the board may approve. The CB of Mauritius has also the authority of controlling many issues concerning other financial bodies , such as, appointing any other financial institutions to act as its agents in Mauritius, and any other financial institutions abroad to act as its agents or correspondents abroad. It is able to regulate the fees and charges in respect of services provided by financial institutions and with the consent of the Minister, subscribe to, hold and sell shares of any corporation or company set up for the purpose of facilitating economic development.  [17] As it can be seen above, the BoM has several powers which it must employ with precaution, and within the legal and moral framework of the country. It must also be noted that, if ever the BoM, namely the Governor, makes abuse of his powers, he can be removed and replaced by the Prime Minister. Effectiveness of the Bank The CB will be effective in achieving its goals and objectives if it co-ordinates its various policies and fiscal policies made by the government, so that they can go side by side without hindering each other. If ever there is a clash between the policies, then the desired results will not be obtained. BoM regulation of commercial banks is essential, since without it, the dealings and affairs of these banks will become arbitrary. Since its establishment, the bank has been quite successful in achieving its objects. Except in some cases, where commercial banks have gone off track, like the case of MCB/NPF  [18]  . However, one cannot expect the central bank of a country to be perfect. As the ex Governor of the BoM, Ramesh Basant Roi, rightly said, The Board of Directors provides for the checks and balances in the event that abuses of authority are detected. Governors are not faultless Buddha. An example of the effectiveness of the BoM is present in this case, whereby the Bank adopted an approach that best served the welfare of the countrys financial sector and the economy. The BoM made sure that the measures taken by the MCB to fully restore its internal controls and procedures are carr ied through and that such controls are properly implemented and procedures are strictly followed.  [19] Independence of the BoM An independent central bank is not affected by political pressures and is free to set its policies without worrying about the consequences that such policies will have on the image of the government in power.  [20]  Such independence is very essential if a central bank wants to achieve its objectives.  [21]  A paper written by Carlstrom and Fuerst (2006, P. 2) pointed out that, if central banks are pressed on to adopt measures which seem beneficial, like inflating the currency in the short run to deliver a more favourable exchange rate, a higher output rate, or a lower level of inflation-adjusted debt. Such short-run inducement may contravene the aim of long-run price stability. One good example of the advantages of having an independent central bank is the case of New Zealand, whose average annual inflation dropped from 7.6% to 2.7% afte r giving more independence to the Reserve Bank of New Zealand. New Zealand Bank is ranked among the most independent ones. Even though the fall in inflation rate cannot be wholly attributed to the greater independence given to the bank, it has played a key role in achieving this target.  [22] Whenever the government interferes in the matters of the central bank, it is not always for the banks own good. Most of the time, not always though, ministers will be biased by their political situation, in giving suggestions and recommendations. To better illustrate this, let us consider a situation whereby the country is in a period of general election. The government in power will try to induce the population to vote for them, and thus, it may issue guidelines to the central bank to adopt measures which will look favourable now, but not that beneficial in the long run, just to look good in the eyes of the public. Because the bank does not have to worry about influencing an electorate to vote for it, it is more likely to act in the best long-run interests of the economy. For the case of the BoM, according to the law, the bank is an independent bank, because the Governor is accountable to the Board and not the parliament. This has been set out in the Bank of Mauritius Act 2004 for good reasons. The Bank has to be protected against the influence of politicians. It is the Governor who is responsible of formulating guidelines and policies. However, some have raised the question whether the bank is really independent politically, and not just in theory. When some argue that the BoM is run by the Governor, others claim that it is run both by the minister of finance and the Governor. As a consequence, there might be conflicts when drafting policies. While the Governor might be motivated by some factors, the minister might be motivated by others, more political ones. The fact that both the Governor and the Board are appointed by members of the Parliament implies that the government is bound to step into the matters of the bank.  [23]  The Prime Minister will not appoint someone who is against his opinions and way of doing things. If he feels that the Governor is not acting in accordance of his will, then he may devise a mean to make him step down and appoint someone else. However, given that it is the Board who has the power to direct and instruct the Governor to proceed in accordance with the majoritys decision at the Board level, may imply that if the government has no control over the Board, then it will not have any control over the running of the bank. It must be noted again that the Board also is appointed by the Minister of Finance. As a result, some members of the Board might be more committed to the Minister instead of the Governor. The case of the Ex Governor, Mr. Ramesh Basant Roi, may put some doubt on the autonomy of the Bank. Since he was removed from office as he was not in agreement with the then Minister of Finance. Most members of the Board were also against him. He was clear about the fact that the central bank should be completely free from political pressure. He said in an interview accorded to LExpress newspaper on the 12th April 2008, Under normal circumstances the fact remains that a central bank can and should ignore governments policy priority if it suspects attempts of misuse of certain levels of power to meet political ends at the expense of price stability or even growth. I reiterate that central banks have long term policy goals. But governments have short-term policy goals and interests.  [24]  According to him, the government should avoid interfering in the matters of the Central Bank, in order to have a sound financial industry and ensure that financial institutions do indeed comply with laws and regulations established.  Don’t waste time! Our writers will create an original "A Case Study Of The Bank Of Mauritius Finance Essay" essay for you Create order

Wednesday, May 6, 2020

Sample Business Plan for Cafeteria Free Essays

CHARMAINE (The Battle of Good and Bad Toys) Charmaine is a 10-year old girl grew up with the care of her grandparents. She spends most of her time in her room playing with her toys since her lola doesn’t allow her to go outside and play with other children. It became a norm to her not to speak and just to burst all her emotions alone†¦with the toys. We will write a custom essay sample on Sample Business Plan for Cafeteria or any similar topic only for you Order Now ***Opening paragraph introduces the main character (very briefly,) and the situation or point of change that starts the story. Her wish was granted one Christmas eve; that all her toys could have their lives. While asleep, her toys came to life but is divided – the good toys and the bad toys. The bad toys get Charmaine’s body for they believe that in their world, Charmaine would be happier. The good toys stand with the reason that no matter how the child is taken for granted, she still belongs in the real world. ***Here is the conflict—the battle of the good and bad toys began because of different beliefs. As the battle continues to rise, as the bad toys tried their best in convincing that they can give the unconditional love and attention that Charmaine is always wanted. The little child was confused for at some point she realizes that in her life, all that she has is herself, and her toys that never left her, that never got tired of being with her, that accepts her and always ready to listen. But the good toys never stop making them realize the truth, that only her family can love Charmaine and give her the feeling of contentment. Because of her good heart despite the pain she has been through, Charmaine chose to think of all the things she has and appreciate the effort of her grandparents for raising her up. She stood by the good toys with the thought that somehow, the bad toys will understand her and hope that her grandparents will realize that every child needs undivided attention, unconditional love, company and freedom to let them live every minute of their lives in its fullest. ***This paragraph serves several functions: we learn  Good toy’s selflessness for no matter how they want to be with Charmaine in their world, they still chose to bring back the girl to the reality and Charmaine’s understanding and good heart for still appreciating life and love despite things she is longing for – love, attention, care and freedom. How to cite Sample Business Plan for Cafeteria, Essay examples

Sunday, May 3, 2020

Financial Decision Making Entry

Questions: 1. How can they relate to the workplace? 2. How they can aid your personal and professional development? 3. Remember to be specific and give examples? Answers: 1. The Cost Volume Profit analysis (CVP) generally assists the managers of an organization to understand the associations that are present within the input costs, profit level and the sales volume. Therefore, it can be said that this CVP analysis is considered as an instrument that is mostly used by the managers of the businesses for making better decisions regarding its operations (Tan 2013). Moreover, the managers of the workplace can also illustrate the break-even point, its analysis and the contribution margin of the business by the help of the CVP analysis. Additionally, the CVP analysis helps in providing a detailed picture of the activities of the organization. On the other hand, the budgeting is considered as the internal part that helps in regulating a business effectively. The reason behind this is that the budget serves as an action plan for the managers of the workplace. Thus, the budgeting helps an organization to plan an action for running the business and also to measure the performance of the organization at the end of the year (Hope and Fraser 2013). 2. Based on the above study, it can be said that the budgeting and CVP analysis will help in both personal and professional development. The reason behind this is that the importance of using budgeting and CVP analysis in an organization has influenced much and their significance will help an individual to implement these either in his own personal business or in his workplace for betterment of the firm. 3. Example of CVP Analysis Example of Budgeting References Tan, K., 2013. An Income Statement Teaching Approach for Cost-Volume-Profit (CVP) Analysis by Using a Companys CVP Model.Journal of Accounting and Finance, v. 11, no. 4, p. 23-36. Hope, J. and Fraser, R., 2013.Beyond budgeting: how managers can break free from the annual performance trap. Harvard Business Press.